IBAN Payments in 1C—Accept Cashless Payments Without a POS Terminal
The IntegraBAS module for the cashier’s workstation: automatic generation of a QR code with payment details, sending a payment link to the customer via Telegram or SMS, and fiscal validation of the receipt after payment confirmation—all directly from 1C.
Estimated price: upon request ₴
What the IBAN Payment Module Can Do
The system automatically generates a QR code containing all payment details: IBAN, EGRPOU/INN, payment description, amount, and order number. The customer scans the code and pays without having to enter the details manually.
With a single click, the cashier sends a payment link to the customer via a Telegram bot or by SMS through the Turbo SMS service—convenient both in-store and for online orders.
Once payment is confirmed, the module prints a fiscal receipt on the connected cash register or point-of-sale terminal. No additional action is required from the cashier.
It works without a POS terminal. The fee for a bank transfer via IBAN is significantly lower than the standard merchant acquiring fee (1.5–3% per transaction).
How It Works: Step by Step
When the sale is complete, the cashier clicks the “IBAN payment” button in the checkout window—instead of accepting payment by card or cash.
The system opens a payment window: the amount due is automatically retrieved from the receipt, and a unique link and QR code are generated. The customer scans the code using their smartphone camera or a banking app (Privat24, Monobank, etc.)—and pays with a single click.
If the customer is there in person, just show them the QR code. If it's a remote order, send the link via Telegram or by text message to the customer's phone number.
After the customer has paid, the cashier confirms receipt of payment (or checks the “Customer has paid” box) and clicks “Print Receipt.” The fiscal receipt is printed automatically. If the customer changes their mind, the transaction is canceled without any consequences.
Who is this for?
Why Choose IntegraBAS
The module runs directly within the 1C cashier workstation—there’s no need to switch between programs or devices.
A bank transfer via IBAN is cheaper than acquiring. With high transaction volumes, the difference is significant.
A QR code eliminates the need for customers to enter their payment details manually—and thus reduces the likelihood of payment errors.
If anything changes on the service providers' end, IntegraBAS updates the module. You work; we keep an eye on things.
FAQ
IBAN Payment in 1C – cashless payments without a terminal and extra costs
Accepting cashless payments today is not an option – it is a necessity. But not everyone has a POS terminal, and acquiring fees hit margins hard, especially on small transactions. The IBAN Payment module from IntegraBAS is a practical solution that embeds directly into 1C and resolves this issue without extra devices or expenses.
What is IBAN Payment and how does it work in 1C
The module is integrated into the cashier’s workplace. When completing a sale, the cashier selects «IBAN oplata» – and the system automatically generates a QR code with full payment details: account number in IBAN format, EDRPOU, payment purpose, amount. The customer scans the code via Privat24, Monobank or any other banking app – and pays in a few seconds.
If the customer is placing a remote order – the cashier sends a payment link via Telegram or SMS. Once the funds arrive, the fiscal receipt is issued automatically.
Why this is more cost-effective than acquiring
Merchant acquiring fees in Ukraine range from 1.5% to 3% per transaction. At a monthly turnover of 500,000 UAH that is 7,500-15,000 UAH in fees alone. A bank transfer via IBAN is in most cases significantly cheaper. The IBAN Payment module allows you to legally and conveniently accept cashless payments without losing money to acquiring bank fees.
How to connect IBAN Payment in 1C
The module is installed into your 1C configuration by IntegraBAS specialists. After setup, the cashier sees a new button in the payment method selection window – and can start working immediately. Training takes minimal time: the interface is simple and intuitive. Leave a request below – we will discuss the details and pricing.